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WASHINGTON (AP) – The Trump administration has unveiled its plan for ending government control of Fannie Mae and Freddie Mac, the two giant mortgage finance companies that nearly collapsed in.

The Ultimate Truth about Housing Affordability The Ultimate Truth about Housing Affordability There have been many headlines decrying an “affordability crisis” in the residential real estate market. While it is true that buying a home is less affordable than it had been over the last ten years, we need to understand why and what that means.

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The Shocking Truth 50 Years After The 1968 Fair Housing Act: The Black Homeownership Paradox – Agentopol.is The name (along with the company logo) has continued to be used in the banking world after the merger by First Interstate BancSystem who had been using the name under a franchise agreement. The Shocking Truth 50 Years After The 1968 Fair Housing Act: The Black Homeownership Paradox – Agentopol.is After a 2 1/2-year study, foreign policy expert Bruce P. Cameron warns against a U.S. military escalation in Afghanistan.

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2 Myths Holding Back Home Buyers Square Yards to license tech solution to real estate developers for sales, marketing Real estate companies looking to differentiate themselves know that humor is the way to go when it comes to effective sidewalk signs: Taking pop culture into consideration, a few realties have included “Zombie- Free” or “Not Haunted” under their “For Sale” signs. This can be customized easily on BuildASign.What’s Happening for June 9 Flagstar Bancorp Inc Forecasted to Post Q2 2019 Earnings of $0.34 Per Share (NYSE:FBC) 2 Myths Holding Back Home Buyers Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,Flagstar Bancorp, Inc. (NYSE:FBC) Q1 2010 Earnings Call Transcript. had a strike price of $0.62 per share and there were about 11,111,000 warrants outstanding. After adjusting for the dilution.5th – 9th June: Daks over Normandy, Caen, Calvados. On 5 June 2019, 250 men and women will fly across the Channel to jump into the historic drop zones of. · Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for.

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A Comanche Chief who was an instrumental part of the state’s history will be recognized annually by the state, and one of his descendants, a local businessman, can’t be more thrilled.

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$90 billion in lost home value in Metro Vancouver over the past year: report

Never in history has B.C. lost so much wealth so quickly. Recent reports are that $90 billion has been lost in home value, just in Metro Vancouver, just over the past year. This figure is roughly.

A new report by Burgess Cawley Sullivan and Associates, a property tax appraisal firm, estimates homeowners in Metro Vancouver have suffered a paper loss of nearly $90-billion in the past year. In Vancouver proper, the firm estimates residents have lost an average of $153,873 in the value of their property.

$90 billion in lost home value in Metro Vancouver over the past year: report.. Home values across Metro Vancouver have taken quite a beating over the past 12 months, cutting much of the equity gained by homeowners during the peak market conditions just a few years ago.. Sale of 5,000.

In the report, the bank’s cannabis. Growth currently has a market value of roughly $14 billion, serves just 82,700 medical patients, and pulled in revenue of approximately $80 million in the.

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A new analysis, commissioned by a group fighting real estate taxes implemented by B.C.’s NDP government, estimates Metro Vancouver shed nearly $90 billion in home value in 2018. The analysis was.

Never in history has B.C. lost so much wealth so quickly – and intentionally. A year and a half ago, British Columbians awoke to a startling announcement from their government: the BC NDP said it would enact whatever initiatives were required to reduce home prices.

A new analysis, commissioned by a group fighting real estate taxes implemented by B.C.’s NDP government, estimates Metro Vancouver shed nearly $90 billion in home value in 2018. The analysis was commissioned by the anti-speculation tax and anti-school tax group stepup Now, and was conducted by tax agent Paul Sullivan with Burgess, Cawley.

$90 billion in lost home value in Metro Vancouver over the past year: report. 21 .. report author | Vancouver Sun. 2 .. which makes it difficult to afford a home in Vancouver on a typical Canadian income. It’s disappointing if you wanted to live in Vancouver and can’t afford it, but there.

The federal government’s little-known pension heist Its intention to file for bankruptcy has been known at least since February, but. in the petition are the pension benefit guaranty corp., which is the US government's. In other words, the acquirer has little or no equity in the deal, and the acquired. federal bankruptcy laws need to be changed to allow for.How A.I. Can Solve World’s Problems: Challenge It to a Game of Bridge “We spend so much time focusing on consequences [for bad behavior] but at the same time it is so important to recognize and reward positive behavior when justified. Look for when your kids do good.

Recent reports are that $90 billion has been lost in home value in Metro Vancouver over the past year alone. That is equal to roughly 65 per cent of Metro Vancouver’s $137 billion GDP.

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"Honestly, and I don’t know how to say this to make it sound other than it sounds, but I don’t care," he tells me. his video-game company, 38 Studios, which he had launched in 2007, had a huge.

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Where Do Crows Nest?

In urban places, these birds are known to feed on garbage or other waste products. They also eat eggs of other birds such as Robin bird, House Sparrow, Blue Jay, and Loons. Crows are the inhabitants of Europe, Africa, South Mediterranean, and Britain.

Victoria Baker – REALTOR | CENTURY 21 Signature Realty, Midland, MI Council OKs 2019 public housing plan city Council OKs City Plaza plans. Posted Jul 10, 2019.. Don Sebastian Rodriguez, donated the land to the city with the idea that it would be solely used as a public town plaza – not a performance hub. "It was meant for the public," Solano said. "Leave it alone, please."5 reasons to keep renting – Ask the Expert, Renting, Spring House Hunt – Boston.com Real Estate It is difficult to know when the Arab Spring will end, but we can already say something. America should issue the right kinds of rhetorical and practical support, such as working hard to keep the.Another Property Sold – 772 River Hills Drive, Fenton, MO 63026 I need money: can I take funds from my IRA? Tips for First-time home buyers Free Mortgage Adviser Antrim | mortgage specialist antrim Not if you do your homework; not if you take the specialist expert advice of an independent financial adviser (ifa); not if this is a serious. has released figures that revealed April s mortgage.Top 4 Renovations for the Greatest Return on Investment! [INFOGRAPHIC] Top 4 Renovations for the Greatest Return on Investment. – Top 4 Renovations for the Greatest Return on Investment! ~~Denver,Colorado.. these four home improvement projects will net you the most Return on Investment (ROI). Minor renovations can go a long way toward improving the quality of your everyday life and/or impressing potential buyers.Home-buying seminars held by realty agents, lenders and nonprofit organizations can be a valuable source of information and can give you a road map to becoming a homeowner. But if you’ve ever wished.You can take funds out of your traditional IRA and no penalty taxes will apply after you reach age 59 1/2. These are considered normal IRA distributions because you’re using them for your retirement years. But the amount withdrawn is still included in your taxable income-you must report it on your 1040 tax form.We are Panera Bread and we believe that good food can bring out the best in all of us. Clean food served in a warm, welcoming environment, by people who care.

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Steven Toth, Vancouver real estate: May Stats Steven Toth, Vancouver real estate: june stats. steven Toth, Macdonald Realty Group Inc. of Vancouver: June Stats. Vancouver Real Estate shared a link. June 19 at 11:24 AM biv.com. Beware of real estate investment schemes promising tax write-offs, warns CRA.

 · If the question refers to the predation of smaller bird species, then the answer is a definitive yes. Numerous scientific articles have already listed nestlings as part of their diets. And because the eating of carrion is a readily observed behavi.

He works around power lines, and often encounters crows' nests.. Clulow says if you do anger a bird, it will hold a grudge against you, and it.

The crow is a good symbolism of balance in dark and light. Even their feathers change shades with the light. Just like the yin and yang, you need to find grounding in all aspects of life. Seeing a crow is a reminder that where there is dark, there is also the other side of light. Your tenacity and persistence will pay off. Crows do not give up.

Rounding in government’s help-to-buy scheme costs first-time buyer a home and 14,000 in tax refunds 5 Things First-Time Home Buyers Must Know 5 Things Every First-Time Home Buyer Needs to Know By Jamie Wiebe | Feb 13, 2019 Here’s what every first-time home buyer needs to know to dive into house hunting with confidence-and with as few. 5 Things First time home buyers in Singapore Must Know Check for Eligibility. · You can buy a house with low income if you meet the guidelines for one or more of these mortgage programs.. How to buy a house with low income in 2019.. 2019 – 22 min read First time home.

A Carrion Crow’s nest is built in the fork of a tree, cliff edge or even electricity pylon and is a large construction of twigs lined with hair and bark. It is built by both birds. The duties of incubating the eggs are performed by the female.

A crow’s nest is a structure in the upper part of the main mast of a ship or a structure that is used as a lookout point. This position ensured the best view for lookouts to spot approaching hazards, other ships, or land. It was the best device for this purpose until the invention of radar.

Crows and sparrows are probably the most commonly seen birds. Since it started as an Indian initiative, it really remains a question where have all the sparrows in India gone? Do you remember the.

Real Estate Agents, Your Instagram Cannot Be Private

The Made In Chelsea stalwart, 30, took to Instagram on Thursday. he said, adding: ‘I’m not too worried about the curse.

Why Is So Much Paperwork Required to Get a Mortgage? | Brandon Findley Like everyone, you want to attract top talent. You want to get smarter about creating strategic benefit packages. And you want to use data to predict the future needs of your business. We can help. With the right technology and expertise every step of the way, we can help you get to the next level.

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7 Instagram Tips for real estate agents Monica Garrett is a brand strategist and the owner of the Margaux Agency located in Long Beach, California. The Margaux Agency is a branding agency.

How Exactly Can Real Estate Agents Make Use of Instagram? Did you know that Instagram is now more widely used than Twitter?There are more than 200 million active users on Instagram and that means that for real estate agents, it is a social media platform that can no longer be ignored.. While Facebook is still at the very top of the social media food chain with more than a billion active users.

Agents to LIKE – 6 Real Estate Facebook Pages To Follow Today" And this one. Retargeting for Real Estate: 3X Your Ad Clicks Today; And this. Learn The 12 Real Estate Videos Every Agent Needs To Make; Now, even though Instagram is owned by Facebook it’ll be nice to discuss something else for a little bit.

One of the fastest growing social media sites to use in real estate is Instagram. What many agents don’t realize is that Instagram can be one of the most useful tools to grow their business.when used correctly. I pulled my top 10 ways to use it from a recent article. 1. Do: Post your own photos & videos

12 things real estate agents should post on Instagram Instagram is a prime social media outlet for real estate agents. It’s easy to use, it’s engaging, it’s popular, it’s already connected to Facebook, and most importantly, it’s visual. Maybe your Instagram for real estate account isn’t going to be focused on just you, maybe it’s.

Instagram for real estate agents is totally different from Facebook or Twitter. The engagement is ten times higher than Facebook and the demographic is much more affluent. Hundreds of agencies and promoters already use Instagram to share their daily newspaper, ads and news from the real estate.

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Quadriplegic teacher is so successful that she could lose her caregivers

For two years, Judy O’Connor went to every class with her son, Marty, to help him earn his MBA from Chapman University. The university surprised her with an honorary degree on Graduation Day.

Quadriplegic Since High School, Now a Successful Painter Who Inspires Others. As a 15-year-old quadriplegic, he thought his life was over until in rehabilitation he learned how to use his mouth.

So, the only way she qualifies under income guidelines is if she quits her job or goes part-time. That’s no answer either, because then she wouldn’t be able to afford her house, or her.

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Aug 29, 2015- explore jlbtow7′s board "DPWTMT! Inspiration", followed by 119 people on Pinterest. See more ideas about Inspiration, Spinal cord injury and Quadriplegic.

Fannie Mae Announces NPL Sale Winners Fannie Mae has announced that NRZ Mortgage Holdings and Towd Point Master Funding were the winning bidders in its latest sale of reperforming loans. The transaction includes around 9,400 loans.

For any woman to believe that she can take on managing a family, and a quadriplegic husband, she is brave to say the very least, and extremely nave in her thinking. In my opinion, there needs to be a caregiver other than yourself.

Chapter 40. You are called to a group home for a 50-year-old woman who has a debilitating mental illness. Her caregivers say that she has been complaining of chest pain and difficulty breathing. When evaluating this patient, you should:

With loss of the ability to sweat or vasoconstrict within affected dermatomes the patient becomes poikilothermic and needs careful control of their environmental conditions. Therefore, if a high paraplegic or quadriplegic is in an outside temperature over 90 F, especially when the humidity is high, the body temperature will begin to rise.

Move over Seattle – Tri-Cities is Northwest’s hottest housing market Move over Seattle – Tri-Cities is Northwest’s hottest housing market featuring jls owner dennis gisi August 29, 2016 August 29, 2016 JLS in the News , National Association of realtors august 29, 2016, Tri-City Herald

A year ago she sold her home at a break even price and we are all grateful that the choice to create a support network rather than try to take over a very proud lady’s affairs led to a successful outcome. She is happy in her nursing home and, as a retired french teacher, gives lessons to other residents with the blessing of the activities director.

Being a Caregiver to a Quadriplegic Family Member. Quadriplegia, sometimes known as tetraplegia, is when both legs and both arms are paralyzed. Quadriplegia and paraplegia are usually a result of a spinal cord injury but can sometimes be caused by nerve diseases like multiple sclerosis and Lou Gehrig’s Disease (amyotrophic lateral sclerosis).

The Legacy of Redlining

The historical legacy of "redlining," or systematically designating African American and immigrant communities as "high risk" or altogether off-limits for lenders and insurers, shapes our current housing and neighborhood landscape.

This video, produced by The 200, talks about the legacy of redlining, the wealth gap it created, and the impact it is still having today. The Two Hundred (The 200) is a coalition of community leaders, opinion makers and advocates working on behalf of communities of color who have been affected by California’s housing crisis and increasing.

The Legacy of Redlining: Residential Segregation in 147 American Cities. In response to foreclosure risk during the Great Depression, the US Home owners’ loan corporation (HOLC) was founded in 1930 to map city-level perceived lending risk for home mortgage refinancing.

2 Things You Need to Know to Properly Price Your Home But before you pull on your. of us just know Pilates as matwork’ – a more intense kind of yoga practice. But it’s not – it’s more like physiotherapy. Joseph Pilates really was a genius. He saw.2 Things You Need to Know to Properly Price Your Home Tenants never know how long they can stay, usually getting by with the threat of two months. or buying your own home. By paying a right-of-occupancy fee – about 15% of the total price of the.2 Things You Need to Know to Properly Price Your Home

The Legacy of Redlining on US Cities The Home Owners’ Loan Corporation (HOLC) was a government-sponsored corporation created as part of President Franklin D. Roosevelt’s New Deal. Its purpose was to refinance home mortgages which were in default to prevent foreclosure.

"Races and places are related, the redlining maps of Chicago in 1939 pair almost exactly with the opportunities and life chances in Chicago in 2019. Almost two-thirds of the neighborhoods that were redlined are still occupied by people who are in their 2nd, 3rd or 4th generation in a poverty environment.

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Redlining is when institutions offer worse rates or products to customers in certain neighborhoods based on their. “The Legacy of Redlining in Rust Belt.

Redlining, the practice of denying one group of people equal service, terms or access, became an official federal housing policy beginning in. The Legacy of Redlining on US Cities The Home Owners’ Loan Corporation (HOLC) was a government-sponsored corporation created as part of President Franklin D. Roosevelt’s New Deal.

Legacy of ‘redlining’: How 1930s Cleveland mortgage-lending maps mirror today’s poverty July 5, 2018 Featured Humanities, Art & Social Sciences Many of the Cleveland neighborhoods that banks "redlined" almost a century ago have some of the city’s highest rates of poverty and crime.

To earnestly make this certification, a city must prove it is doing all it can to eliminate the lingering legacy of Jim Crow.

The National Public Housing Museum’s new exhibit centers on the legacy of "redlining" and how it created racial and wealth divides in Chicago.

U.S. existing home sales fall for second straight month

Related: Housing market is tipping in favor of buyers, real-estate agents say What they’re saying: “Existing-home sales slipped relative to last month and last year,” said Mike Fratantoni, chief.

Sales of existing homes fell for a second straight month in April, but the market should rev up soon, the National Association of Realtors (NAR) said on Tuesday. Home sales dipped 0.4% from March to a.

U.S. homeownership at 18-year low The National. had expected a 4.99 million annual rate. The numbers for the second straight month went against the increase in pending home sales, again showing the.

Sales of previously owned U.S. homes rose for a second straight month and exceeded forecasts in November, suggesting consumer demand is picking up as price gains moderate amid more generous.

WASHINGTON, May 21 (Reuters) – U.S. home sales fell for a second straight month in April, weighed down by a chronic shortage of more affordable houses, the latest sign the economy was slowing after a.

WASHINGTON – U.S. home sales fell for a second straight month in April amid weakness in the lower-priced segment of the market, which is suffering from an acute shortage of properties. The report from.

Resales in the U.S. increased in March, the second consecutive month of positive growth. Sales of existing homes increased by 1.1 percent last month. From TRD New York: Existing-home sales fell year.

WASHINGTON – In more bad news for the beleaguered U.S. housing industry, sales of new homes fell in January for a third straight month. and a 0.8 percent fall in demand for motor vehicles and parts.

House prices fell by 3.1% last month The price of the average UK home has fallen. UK property prices are continuing to drop. House prices fell by 1.3% between November to December leaving the average UK property 1.6% cheaper than at the start of 2010, according to figures revealed by the Halifax.

WASHINGTON: US home sales fell for a second straight month in April. Reuters had forecast existing home sales rising 2.7 per cent to a rate of 5.35 million units in april. existing home sales,

Dinner party landlords take leave as tax rises are too hard to swallow management, and offering incentives to responsible landlords. Each of these areas is divided into a number of specific areas. While some strategies depend on having others in place – it is hard to set up a performance-based licensing system without a good property data base – others can be done by themselves.

From Business News: WASHINGTON (Reuters) – Sales of new U.S. single-family homes unexpectedly fell for a second straight month in May, suggesting lower mortgage rates had yet to provide a boost to the.

House price growth static as market cools CFPB celebrates record of consumer protection – except for the whole watchdog thing Online magazine ranks Niagara among top places to buy real estate St. Catharines listed 7th among top 35 cities to buy real estate. magazine has placed St. Catharines as one of the top 35 cities in Canada to. Canada, MoneySense ranked St.Catharines-Niagara as 7th on a list of 35.How uni student signed property contract on $25-an-hour wage How and when do I repay my student loan? – How and when do I repay my student loan? By David Malcolm.. If you took out a student loan while on a university or college course that began in September 1998 or later, you have an income contingent’ loan.. If you make any agreements with the SLC over the phone, ask them to back up the agreement with a letter. The SLC records phone.He’s a crimefighter. He’s in a wheelchair. But to AAA, he’s just a rulebreaker . 4:00 AM . cfpb celebrates record of consumer protection – except for the whole watchdog thing . iCrimeFighter | #1 mobile solution for law enforcement About iCrimeFighter Developed by law enforcement officers, iCrimeFighter is a mobile evidenceHouse price growth remained steady in November, according to Britain’s biggest building society, undershooting economists expectations and signalling that activity in the housing market continues to cool. Nationwide said its mortgage data showed that the average price rose by 2.5% in the year to November, the same rate recorded in October.Notes from the Publisher | FintekNews Fashion Notes From King Street . My earliest recollection of King Street was in 1951. I was about to enter high school and had to choose between the sciences and the arts. My mother was the.

Rents grew for the seventh straight month, up 2.7% year-over-year. — For-sale inventory in the U.S. fell 0.5% annually. There are 7,946 fewer homes for sale than in May 2018. SEATTLE, June 25, 2019.

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The Ultimate Truth about Housing Affordability Based on historic home affordability data, that means homes are more affordable right now than any other time besides the time following the housing crisis. With mortgage rates remaining low and wages finally increasing, we can see that it is MORE AFFORDABLE to purchase a home today than it was last year!

The KFTC said in June 2008 that Intel offered rebates to South Korean personal computer makers in return for their not buying microprocessors from AMD. Intel was also fined. The U.S. Federal Trade.

Imagine doing some home remodeling work in your house and accidentally stumbling upon the entrance to a hidden underground city with significant archaeological importance. It may sound like the plot to a best-selling novel or action-adventure movie, but it actually happened in Turkey in 1963.

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Pimco Sees Opportunity for U.S. Real Yield to Erode Towards Zero Bound S&P continues to rate more U.S. asset- and mortgage-backed bond deals than its rivals. Investors were able to in extract higher yields from a securitization of.. weakest loans See major erosion fri, 08 Mar 2019 Losses increased.. to launch the open-end Churchill Residential Real Estate Opportunity Fund this.

Windsor Star Real Estate Listings 060519

3 Things to Know in the Housing Market Today! 3 Things to Know in the Housing Market Today! 2447 Aristocracy Cir, Lexington, KY 40509 | Zillow Tagged makes it easy to meet and socialize with new people through games, shared interests, friend suggestions, browsing profiles, and much more. The social network for meeting new people 🙂 Millions of people are having fun and making new friends on Tagged every day..trump administration targets surveillance Giants | FOMC Minutes – Tradenet CounterPunch.org – Tells the Facts, Names the Names – The bizarre decisions and events over a 48-hour period between the United States and Iran outlined the dangerous times that we are confronting and point to Donald Trump as the most dangerous.Some we just don’t know yet. The following three areas of the housing market are critical to understand: interest rates, building materials, and the outlook for an economic slowdown. 1. interest rates. One of the most important things to consider when buying a home is the interest rate you will be charged to borrow the money."They don’t know the lingo, so having a clearinghouse that can serve as that middle man would be helpful.” The market will.

Search through 406 homes for sale in Windsor. Create property alerts for Windsor, save your favorites, and work with a local agent you can trust. Search through 406 homes for sale in Windsor. Create property alerts for Windsor, save your favorites, and work with a local agent you can trust.. Windsor, CO Real Estate; Search . Address, ZIP, or.

Homes for Sale Windsor NC. Browse through our real estate listings in Windsor, NC. Browse photos, watch virtual tours and create a "Favorites" account to save, organize and share your favorite properties.

CMHC defends mortgage stress test changes amid calls for loosening rules – Cranbrook Daily Townsman CMHC defends mortgage stress test changes amid calls for loosening rules – Cranbrook Daily Townsman The Latest in Mortgage News – After the Stress Test. – The fallout from OSFI’s new mortgage stress test continues to play out across the mortgage industry.

Find real estate properties from Tri-Star Real Estate & Auction Co. in the Sparta, Tennessee area. By listing with Tri-Star Real Estate & Auction Co. you can have your listing featured on this website.

Browse our other Homes For Sale in California at RE/MAX. RE/max. presented by. Office Name Marketplace. Main Menu My RE/MAX. Login/Create Account.. hidden listings Show Nearby Points of Interest. Windsor, CA Real Estate and Homes for Sale. 87 properties sorted by: Newest. Distance Price (High-Low).

7535 Highway 20, Anacortes, WA 98221 | MLS #1462868 | Zillow What’s Ahead For Mortgage Rates This Week – June 10th, 2019 – Kenny Minkel – Mortgage Consultant – Ventura County Mortgaegs What’s Ahead For Mortgage Rates This Week – June 17th, 2019; Five Things to Do With a Windfall Other Than Spend it Right Away; How To Buy A Bargain Home As A Short Sale; What Is A Reverse Mortgage? 7 New Home Upgrades that Could Save Your Life; What’s Ahead For Mortgage Rates This Week – June 10th, 2019; Make the Most Of A Small Yard Space7535 Highway 20, Anacortes. add to favorites. 1131. Situated on 145 acres of magnificently landscaped equestrian land near Anacortes, WA. A luxurious and.

Alex Sharma’s residential real estate listings for Windsor, Essex County. (519) 982-2123 (519) 982-2123. Enter your search terms here Search. Toggle navigation. The trademarks MLS®, REALTOR® and related marks, and all copyright in the real estate listings, are owned or controlled by The canadian real estate association..

I recently bought a house in Windsor. sale through a real estate brokerage? Did you sit down with a registered salesperson to discuss either your needs or your plans for the home? Was there a.

Windsor ComiCon 2019 WINDSOR’S PREMIER POP CULTURE EVENT Windsor ComiCon is an all-ages event, featuring action figures, collectibles, comics, sci-fi, horror, gaming, anime and cosplay. The colossal event will take place inside The Colosseum at Caesars Windsor (September 21-22, 2019). Advance tickets are on sale at www.windsorcomicon.com

Marketing Your Home. More than Just a Sign on the Lawn If you’re thinking of selling your home in the near future, you may think that all that’s required is a “for sale” sign strategically placed on your front lawn – but any real estate professional will tell you there’s much more to it than that.