2 Myths Holding Back Home Buyers

2 Myths Holding Back Home Buyers. Urban Institute recently released a report entitled, “Barriers to Accessing Homeownership: Down Payment, Credit, and.

Urban Institute recently released a report entitled, "Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability," which revealed that, "Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a down payment as an obstacle to homeownership.

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2 Myths Holding Back Home Buyers. Posted on 06/10/2019 by Arisdeyson Matos in Brevard County Florida Real Estate, Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach.

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Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

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2 Myths Holding Back home buyers.. myth #2: "I Need a 780 FICO Score or Higher to Buy". Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach.

A mortgage allows homebuyers to pay a percentage of a home’s value upfront (this is called a down payment), while a bank or mortgage lender covers the rest. The homebuyer then pays back the loan..

Tuesday Tidbit - 2 Myths Holding Back Buyers 2 Myths Holding Back Home Buyers. Freddie Mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." Their research revealed that, "For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership.

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