Partial Possession: Know if it is fair on Homebuyers Part

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An obligation undertaken by the purchaser of property to be personally liable for payment of an existing mortgage. In an assumption, the purchaser is substituted for the original mortgagor in the mortgage instrument and the original mortgagor is to be released from further liability in the assumption, the mortgagee’s consent is usually required.

Young would-be homebuyers are increasingly unable to make the dream of homeownership come true, according to the results of the latest survey from the National Association of Realtors. The Great Recession, student loans, and a strict lending climate seem to be the big problems for the nation’s young buyers.

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Land transfer tax refund for First-Time Home Buyers Like most other provinces, when purchasing real estate in Ontario, you’re required to pay land transfer tax. To help with the financial burden, the Ontario government offers a refund on all or part of your land transfer tax, if you’re an eligible first-time home buyer.

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If you’re shopping for your first home, don’t rely on beginner’s luck. You’ll need to know the ins and outs of obtaining a mortgage, whether there are any blemishes on your credit report, and which expenses to discuss in the negotiation process. Find out what industry insiders think first-time homebuyers need to know.

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