Many buyers using Help to Buy scheme would have bought a home anyway – PropertyWire

Many buyers using the Help to Buy scheme would have been able to buy a home anyway, according to a report by the National Audit Office. According to the Ministry of Housing, Communities & Local.

The Help to Buy Scheme 1 has increased home ownership and housing supply. However, many of those using the scheme would have been able to buy a home anyway, according to today’s report by the National Audit Office (NAO).

A new report from the National Audit Office said the scheme had "increased home ownership and housing supply", with the government’s own research saying 37% of households who used the scheme would not have been able to buy a home without it. But the watchdog also found that "many of those using the scheme would have been able to buy a home anyway".

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Help to buy equity loan scheme. The Help to Buy Equity Loan scheme is available to both first-time and next-time buyers (those who have bought a property before). The scheme is available on selected new-build homes sold by developers; you cannot buy a second-hand home on the open market using the scheme.

Ministers have been accused of presiding over "fundamental" flaws in a key housing scheme, as the public spending watchdog found that many of those who benefited from Help to Buy could have bought.

Help to Buy scheme in England continuing to aid first time buyers Some 134,558 properties have been bought in England with the Government’s Help to Buy equity loan scheme since it was introduced in April 2013, most sold to first time buyers, the latest official figures show.

Whitehead & Williams analysis of 2017 sales suggests that while 38 percent of first time buyers using Help to Buy could not otherwise have bought a home, that proportion was just 33 percent for home movers.1 This suggests that restricting the scheme to first time buyers would have a less dramatic impact than simply reducing transaction volumes.

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Many people using Help To Buy scheme ‘could have bought a property anyway’ Nearly a third of buyers in England said they could have purchased a property they wanted without the equity loan scheme.

Many people using Help To Buy scheme ‘could have bought a property anyway’ UK News | Published: Jun 13, 2019 Nearly a third of buyers in England said they could have purchased a property they.