New APRA guidance on lending will hurt home owners when it should be the banks. The Australian Prudential Regulation Authority. What APRA is asking is that banks slug first time buyers even.
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Buyers get fresh leg-up from APRA Australia’s first home buyers have been given a boost after the regulator signalled the end of a hurdle that had all borrowers assessed against.
Buyers get fresh leg-up from APRA May 21, 2019 adamjacob 43 views 0 comments finance news australia The 95 basis point discount is a material decrease on the current floor of 7.25 per cent which includes an additional 25 basis point overlay used by every bank.
First home buyers have been given a leg-up into the property market after the prudential regulator signalled the end of lending requirement that had all borrowers assessed against their ability to repay a loan at 7.25 per cent. The Australian P.
APRA measures push investors out, let first-home buyers in APRA’s efforts to clamp down on investor lending are taking effect, with the latest data from the Australian Bureau of Statistics showing that as investor lending declines, first-home buyers are increasing their presence in the housing market.