2 Myths Holding Back Home Buyers

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Homebuyers – particularly first-time homebuyers – often have. myth #2. Renting is always cheaper. Renting is not always cheaper than buying a home.. If downpayment savings is what's holding you back from homeownership, there's .

2 Myths Holding Back Home Buyers.. Myth #2: "I Need a 780 FICO Score or Higher to Buy". Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach.

2 Myths Holding Back Home Buyers In Realtor.com’s recent article, "Home Buyers’ Top Mortgage Fears: Which One Scares You?" they mention that "46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t even try."

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2 Myths Holding Back Home Buyers.. Myth #2: "I Need a 780 FICO Score or Higher to Buy". Whether buying your first home or moving up to your dream home, knowing your options will make the mortgage process easier. Your dream home may already be within your reach.

Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

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Freddie Mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." Their research revealed that, "For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save [.]

If you are thinking about buying a new home in Idaho but have concerns about our current market, we can help.. When surveyed, these are the Top 3 myths holding buyers back right now:. Myth # 2: Overall Affordability.

5 Homeownership Myths That Unfairly Target Millennials. And if you're a millennial interested in buying a home, certain myths might be holding you back.. 2. Everyone Dreams of Homeownership. In America, buying a.